John L. Whitlock

John Whitlock is an experienced finance lawyer who has represented lenders, indenture trustees and borrowers in secured and unsecured financing transactions, including syndicated bank loans, stand-by letters of credit, and subordinated and senior bonds, including tax-exempt bonds. He has also represented borrowers, lenders and investors in structured financing transactions, and workout and bankruptcy matters. John has been listed by The Best Lawyers in America® in Bankruptcy and Creditor-Debtor Rights Law for over 20 years.

John’s representative experience includes:

• Represented creditors, trustees, creditors’ committees and debtors in bankruptcy and workout matters, including transactions involving the purchase or sale of assets by or from insolvent companies in or outside of bankruptcy, reorganizations and restructuring of debt such as foreclosures on collateral by secured creditors
• Counsel on consumer compliance matters, including document design and compliance, application, rejection and loan approval procedures and billing matters
• Acted as a bankruptcy trustee and as an examiner in cases under the Bankruptcy Code
• Represented investors in the workout of a failed structured financing arrangement in the oil and gas services sector
• Represented a publicly held energy company and its principal subsidiaries in public bond (taxable and tax exempt) and syndicated loan financings
• Represented investors in debt restructurings for privately held companies
• Represented publicly held company in debt restructuring transactions
• Represented borrowers in structured financing transactions for the preparation and delivery of bankruptcy non-consolidation and true sale/true lease opinion
• Represented leveraged investment funds investing in consumer loans and commercial accounts receivable in connection with their investments and bank credit agreement financing
• Represented parties in swap transactions and advised on compliance with Dodd-Frank requirements
• Represented buyers and sellers of distressed debt
• Represented investors in bonds secured by private toll road revenues
• Represented borrowers and investors in securitization transactions involving securitization of commercial loans and accounts receivable
• Represented a publicly held energy company in a $2.6 billion project financing for the development of two electric power plants
• Represented an indenture trustee in bankruptcy proceedings of an energy and waste disposal company and its operating subsidiaries
• Represented banks and other institutional lenders in financings secured by federal government receivables
• Represented an indenture trustee of debt secured by aircraft in the bankruptcy reorganization of two major airlines, including foreclosures and sales of aircraft, and restructuring of publicly financed and privately financed aircraft
• Represented airport clients in connection with the Chapter 11 reorganization of a major commercial airline and the liquidation of a regional airline
• Represented banks and other lenders in syndicated loan financing for energy services company
• Represented banks, other lenders and servicing companies on compliance with state and federal consumer protection and licensing statutes, including regulations of the CFPB, with respect to making and purchasing consumer loans, including student loans and automobile financing
• Represented a state in connection with a municipal bankruptcy proceeding under Chapter 9