Paige D. Waters

Paige Waters' practice in insurance and reinsurance law includes extensive experience handling transactional, regulatory and insolvency matters on behalf of national and international insurance and reinsurance clients. Paige represents a broad base of clients in the financial services and insurance industries, including life insurers, accident and health insurers, property and casualty insurers, workers’ compensation insurers, health maintenance organizations, managed care organizations, pharmacy benefit managers, mortgage and financial guaranty insurers, InsurTech companies, fronting carriers, captive insurers and reinsurers, service contract providers, producers, insurance receivers, banks, private equity and hedge funds.

• Paige has substantial experience in all aspects of insurance and reinsurance transactions, including:
  
  • Mergers and acquisitions
  • Corporate formations, dissolutions and reorganizations
  • Redomestications
  • Structuring and licensing
  • Subordinated and surplus note issuance and loss portfolio transfers
• Advises clients on insurance transactional and regulatory matters nationwide, including:
  
  • MAWG multi-state and single state market conduct exams, financial exams, product and program development and implementation
  • Predictive modeling and data analytics in underwriting and rating, and artificial intelligence corporate governance and compliance
  • InsurTech regulatory issues
  • Corporate governance and related compliance issues
  • Enforcement actions and administrative hearings, including insurance department and workers’ compensation appeal board hearings
• Paige also has extensive experience in:
  
  • Insurer, HMO and reinsurer run offs and receiverships, including director and officer
  • Voidable preference and fraudulent transfer
  • Troubled company and insurer insolvency actions
• Paige conducts internal corporate reviews of insurers and receivers and advises clients in connection with fraud, anti-trust and statutory insurance violations
• Assisted and advised international and domestic assuming and ceding insurers in reinsurance transactions, including:
  
  • Arbitrations
  • Letter of credit and collateral disputes
  • Assumptions of books of business
  • Pooling arrangements
  • Commutations